Retirement Benefits

Firemen’s Relief and Pension Fund

Your pension is an earned benefit. It is provided under Pennsylvania law and funded through member contributions and City contributions.

This page provides a simple overview of how retirement works.

When Can I Retire?

You are eligible for service retirement when you:

  • Complete 20 years of total service, and
  • Have at least 1 year of service immediately before retiring, and
  • Submit a written retirement application.

Military service (up to 3 years) may count toward eligibility if required contributions are made.

How Is My Pension Calculated?

Your monthly pension is generally:

50% of your average monthly wage during your highest 3 years (or last 36 months) of service.

Your actual calculation depends on the law and contract provisions in effect during your employment.

If you would like a retirement estimate, contact the Pension Office before you retire.

What If I Work More Than 20 Years?

If you:

  • Have more than 20 years of service, and
  • Are at least 50 years old, you may qualify for a service increment.

This provides an additional monthly amount for each full year worked beyond 20 years.

What If I Become Disabled?

You may qualify for a disability pension if:

  • You are totally and permanently disabled after 10 years of service, or
  • You are injured in the line of duty and cannot perform your job.

Medical documentation is required and reviewed by the Board.

Can I Retire Before Age 50?

If you have 20 years of service but leave employment before age 50:

  • You must continue making monthly contributions at your last contribution rate.
  • Your pension payments will begin once you turn 50.

What Happens to My Pension If I Pass Away?

If you elected survivor benefits:

  • Your surviving spouse may receive 50% of your pension.
  • Dependent children may qualify under certain conditions.

It is important to keep your beneficiary forms up to date.

How Much Do I Contribute?

Active members contribute:

  • 6.5% of monthly wages
  • $1 per month to the Fund
  • An additional .5% contribution if electing survivorship benefits

Are There Cost-of-Living Adjustments (COLA)?

Cost-of-living increases are not automatic.
They may be granted by City Council or State Legislature based on inflation.

Can My Pension Be Suspended?

Your pension may be suspended if:

  • You return to City employment, or
  • Certain legal conditions apply under state law.

This summary is for informational purposes only. Benefits are governed by the Second Class City Firemen’s Relief Law and applicable amendments. In the event of a conflict, governing law controls.

last updated: 05/20/2026

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